The whole fiasco contrasts sharply with what I read in Colossians 2:14.
Paul wrote to the Colossian church that God had ". . . forgiven us all our transgressions, having cancelled out the certificate of debt consisting of decrees against us and which was hostile to us; and He has taken it out of the way, having nailed it to the cross" (NASB).
The Good News of the Gospel for every one who has placed his trust in Jesus Christ -- God made flesh -- is that God has not just "bailed us out" by offering a loan which we need to pay back at interest. The debt of sin has been completely paid up by Christ once for all at the cross. Nothing we do adds to that payment. Service we give God only expresses our gratitude for His grace.
In Luxembourg we often say, "Wat kascht naischt, datt daacht naischt" (what costs nothing is worth nothing). But God's complete payment for sin in the sacrifice of Christ, although free to us, is not without cost! God paid up what was infinitely expensive to Him. The Father turned His back, so to speak, on Jesus, feeling the full pain of pouring out His righteous wrath on His innocent Son. Jesus felt the unspeakable agony of being made sin for us and receiving the undeserved wrath of His Father. He did it out of love in anticipation of bringing many sons to glory (Hebrews 2:10).
As we remember the Easter season, we can rejoice that on the day when we give account to Christ, God will not face us with bailout negotiations. Instead He will graciously recompense every one of His children with privileges we never earned, with eternal glory we never deserved, and with everlasting joy no future crisis can erase. All has been guaranteed by Christ's perfect work at the cross and His resurrection from the dead.
The Gospel is not a bailout package! It's complete debt forgiveness when we finally admit we are bankrupt and come on our knees asking God to apply Jesus' payment to our hopeless account. He will never refuse us -- "the one who comes to me I will certainly not cast out" (John 6:37 NASB).
Now that's something to revel in!